Student Cost of Living in the UK (2026 Guide)

Cost of Living for Students in the UK

Living as a student in the UK comes with a range of expenses, from accommodation and food to transport and social spending. Understanding these costs is essential for managing your budget effectively.


How much does it cost to be a student in the UK?

The average cost of living for students in the UK is between £800 and £1,500 per month, depending on location and lifestyle.

Typical monthly expenses include:

  • Accommodation: £400–£900
  • Food: £100–£250
  • Transport: £30–£100
  • Bills: £50–£150
  • Social and personal spending: £50–£200

Use our Student Budget Calculator to plan your monthly spending.

Student cost of living breakdown

ExpenseMonthly Cost
Accommodation£400 – £900
Food£100 – £250
Transport£30 – £100
Bills£50 – £150
Social£50 – £200

Student costs by city

Living costs vary depending on where you study:

  • London: £1,200 – £1,800 per month
  • Manchester: £900 – £1,300 per month
  • Smaller cities: £800 – £1,100 per month

👉 See also: Cheapest places to live in the UK
👉 Compare: Most expensive places to live in the UK

Student accommodation costs UK

Accommodation is usually the biggest expense.

Options include:

  • University halls
  • Private rentals
  • Shared housing

Sharing accommodation is often the most affordable option.


How students can reduce living costs

Students can lower expenses by:

  • Using student discounts
  • Cooking at home
  • Sharing accommodation
  • Using public transport

👉 See: How to reduce your cost of living in the UK

Is student life cheaper than working life?

Students often spend less overall but typically have lower income, meaning budgeting is more important.


“Looking for cheaper cities? See our guide”

How Much Should Students Spend on Food in the UK?

Related guides

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