Quick Answer
Mortgage fees in the UK typically range from £500 to £2,000+ in 2026, depending on the lender and type of mortgage.
Typical Mortgage Fees
- Arrangement fee → £0–£1,500
- Valuation fee → £100–£500
- Broker fee → £0–£500
What Affects Costs
- Mortgage type
- Lender
- Property value
Optional Costs
- Mortgage protection insurance
- Early repayment charges
How to Save Money
- Compare mortgage deals
- Use fee-free options
- Speak to a broker