Working out your monthly living costs in the UK can be difficult, especially with rising bills and different lifestyle choices.
Use the calculator below to estimate your total monthly household expenses.
Home Costs Calculator UK
How This Calculator Works
This calculator estimates your monthly home costs based on:
- Rent or mortgage
- Household bills
- Food and groceries
- Transport
- Other spending
Your actual costs may vary depending on location, property size, and lifestyle.
Average UK Home Costs (2026)
- Low budget → £1,500 per month
- Average → £2,200 per month
- Higher cost households → £3,000+ per month
Related Cost Guides
Want a full breakdown of your spending?
👉 Read our full Cost of Living UK guide